Holly O'Neill knows that every charm bracelet tells a story.

Many years ago she was sent one with just a single charm attached. The charms have been appearing ever since, often at challenging times, as if her mysterious benefactor knows exactly when she needs a little magic in her life.

So when she finds someone else's charm bracelet, she feels she has to try to reunite it with its owner. Even if the search takes her all over New York City at Christmas, and the only clues she has to follow are the charms themselves.

What she doesn't know is that her quest may lead her somewhere she never, ever expected . . .